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In Smart Money: Protecting and Growing Your Retirement Assets, Kevin Richards explores the relationship between earning money and building wealth. Many Americans do a perfectly fine job of earning money, but don’t have a grasp of the financial strategies that can enable them to effectively save and grow their money to put it to work for them. Richards was inspired to become a financial advisor and retirement planner when he saw the impact that financial savvy can have on achieving mid- and long-term financial goals. In Smart Money, he shares insights on the strategies that can help people get there, no matter their current financial situation. This book may be the most important financial planning book you will ever read!